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Payment Interval

Summary

Abstract

Payment Interval captures how often salary payments occur over a thirteen-week rolling window, categorising individuals into Weekly, Fortnightly, Monthly, or other intervals. It is aggregated by postcode area and demographic group to ensure privacy.

Keywords

Income Volatility Consumer Aggregated

Publisher

Documentation

Description

The Payment Interval dataset measures the frequency of salary payments over a thirteen-week rolling window and was developed by Smart Data Foundry for the Joseph Rowntree Foundation. It categorises individuals into Monthly, Fortnightly, Weekly, or Other payment intervals based on the number of salary transactions received during this timeframe. The data is derived from effectively anonymised personal current account records from a major UK high street bank and is aggregated at postcode area and demographic levels (sex, age bands) to ensure privacy. It provides insights into how income frequency varies across regions and population groups.
  • Associated media
    • Not available
  • Is part of
    • Income Volatility

Coverage

Spatial

  • Spatial coverage

    Great Britain

  • Geographic levels
    part postcode

Temporal

  • Start date
    04/08/2019
  • End date
    03/06/2024
  • Frequency
    Irregular
  • Distribution release date
    Not available

Provenance

  • Purpose
    Administrative
  • Source
    Other
  • Collection situation
    UK banking data

Access and governance

  • Conditions of access
    Approval-based access

Requesting access to this data

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Usage

  • Conditions of use
    Institutional approval
  • Resource creator
    Smart Data Foundry
  • Is referenced by
    Not available

Access

Format and standards

  • Language
    English
  • Format
    Not available

Enrichment and linkage

Synthetic data

Synthetic data is not yet available for this dataset. 

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