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Income Variability

Summary

Abstract

Income Variability measures fluctuations in income over time using a thirteen-week rolling window, categorising individuals into High, Medium, or Low variability. It is aggregated by postcode area and demographic group to ensure privacy.

Keywords

Income Volatility Consumer Aggregated Banking

Publisher

Documentation

Description

The Income Variability dataset measures fluctuations in income over time and was developed by Smart Data Foundry for the Joseph Rowntree Foundation. It tracks income stability by categorising individuals into High, Medium, or Low variability based on changes in their salary over a thirteen-week rolling window. The data is derived from effectively anonymised personal current account records from a major UK high street bank and is aggregated at postcode area and demographic levels (sex, age bands) to ensure privacy. It provides insights into how income stability varies across regions and population groups.
  • Associated media
    • Not available
  • Is part of
    • Income Volatility

Coverage

Spatial

  • Spatial coverage

    Great Britain

  • Geographic levels
    part postcode

Temporal

  • Start date
    04/08/2019
  • End date
    03/06/2024
  • Frequency
    Irregular
  • Distribution release date
    Not available

Provenance

  • Purpose
    Administrative
  • Source
    Other
  • Collection situation
    UK banking data

Access and governance

  • Conditions of access
    Approval-based access

Requesting access to this data

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Usage

  • Conditions of use
    Institutional approval
  • Resource creator
    Smart Data Foundry
  • Is referenced by
    Not available

Access

Format and standards

  • Language
    English
  • Format
    Not available

Enrichment and linkage

Synthetic data

Synthetic data is not yet available for this dataset. 

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