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Low Emergency Resilience

Summary

Abstract

Low Emergency Resilience looks at current accounts that have two or more balance events below a threshold of £100. It is aggregated by age band and ITL2 code to ensure privacy.

Keywords

Economic Wellbeing Consumer Aggregated Banking

Publisher

Documentation

Description

Low Emergency Resilience is a longitudinal dataset that looks at current account holders who have limited financial resources to effectively respond to emergency or unplanned expenses. It is derived from banking transaction data from a major UK high street bank. The variable is an aggregate measure of the preceding five weeks. It is created by representing low emergency resilience as 2 or more balance events below a threshold of £100, counting the number of accounts that exceed this threshold.
  • Associated media
    • Not available
  • Is part of
    • Economic Wellbeing

Coverage

Spatial

  • Spatial coverage

    Scotland

  • Geographic levels
    ITL2

Temporal

  • Start date
    04/02/2024
  • End date
    30/03/2025
  • Frequency
    Irregular
  • Distribution release date
    Not available

Provenance

  • Purpose
    Administrative
  • Source
    Other
  • Collection situation
    UK banking data

Access and governance

  • Conditions of access
    Approval-based access

Requesting access to this data

This is a secure dataset that can only be accessed by researchers from approved organisations.

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Usage

  • Conditions of use
    Institutional approval
  • Resource creator
    Smart Data Foundry
  • Is referenced by
    Not available

Access

Format and standards

  • Language
    English
  • Format
    Not available

Enrichment and linkage

Synthetic data

Synthetic data is not yet available for this dataset. 

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